Welcome to Options Lab. These Terms and Conditions (“Terms”) govern your access and use of our mobile application (“App”) and services. By using Options Lab, you agree to these Terms. If you do not agree, please do not use the App.

1. Use of the App

You must be at least 18 years old to use this App.
You agree to use the App only for lawful purposes and in accordance with these Terms.
You agree not to use the App in any way that could damage, disable, overburden, or impair the App or interfere with any other party's use of the App.
We reserve the right to modify, suspend, or discontinue any part of the App at any time without prior notice.
We may update the App from time to time to improve performance, enhance functionality, address security issues, or comply with regulatory changes.

2. Subscription & Payments

Options Lab offers in-app subscriptions for premium content.
All subscription purchases are processed through your Apple App Store account.
Your subscription will automatically renew unless canceled at least 24 hours before the renewal date.
You can manage and cancel your subscription through your App Store account settings.
Subscription fees are billed at the beginning of your billing cycle.
Payments are processed through the App Store, and refund requests must comply with Apple's refund policies.
We reserve the right to change subscription pricing with notice to users. Any price changes will take effect at the next billing cycle.
There are no refunds for partial subscription periods if you cancel mid-cycle.

3. Intellectual Property

All content, features, functionalities, logos, and materials in the App are owned by Native Software Technologies LLC and protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not copy, modify, distribute, sell, lease, loan, decompile, or reverse engineer any portion of the App without our express written permission.
You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes in accordance with these Terms.
The Options Lab name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Native Software Technologies LLC or its affiliates or licensors.

4. User Responsibilities

You agree not to misuse the App or attempt to access unauthorized data.
You are responsible for maintaining the confidentiality of your account credentials.
Any fraudulent or illegal activity may result in immediate account termination.
You agree not to use any automated means or interface not provided by us to access the App or extract data.
You agree not to use the App to harass, abuse, or harm another person, or in a way that is threatening, abusive, defamatory, or otherwise objectionable.
You are solely responsible for your compliance with all applicable laws, including securities laws and regulations, tax laws, and other financial regulations.

5. Disclaimers & Liability

Financial Disclaimer: Options Lab provides educational content and tools only. The App is not intended to provide financial, investment, legal, or tax advice. The content and features should not be interpreted as professional advice.

Options Lab provides educational content only and does not guarantee financial success or investment outcomes.
All information is provided on an “as-is” and “as-available” basis without any representations or warranties.
We are not responsible for any losses or damages arising from the use of our content or App.
Past performance is not indicative of future results, and hypothetical examples are not guarantees of actual results.
Options trading involves significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk.
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the App.
In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability is limited to the greatest extent permitted by law.

6. Changes to Terms

We may update these Terms from time to time. Continued use of the App after changes means you accept the revised Terms.
We will notify users of material changes by updating the “Effective Date” at the top of these Terms.
It is your responsibility to review these Terms periodically for updates.
If you do not agree to the revised Terms, you must stop using the App immediately.

7. Termination

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including breach of these Terms.
Upon termination, your right to use the App will cease immediately.
All provisions of the Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Cancellation of your subscription does not automatically terminate your account. To fully terminate your relationship with us, please contact us at admin@nativexai.com.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Delaware for the resolution of any disputes.

9. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Native Software Technologies LLC
Email: admin@nativexai.com

Terms and Conditions